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Airwallex | findAIList | findAIList

findAIList/Tools/Airwallex

ACTIVE

Airwallex

Freemium

Global financial infrastructure to scale your business without borders.

Capabilities: International Payouts Local Currency Collection Corporate Card Issuance Automated Bill Pay Embedded Finance Integration

9.5

Protocol Reliability Score

Overview

Airwallex is a premier global financial platform designed to bypass the inefficiencies of traditional legacy banking. As of 2026, the platform has solidified its position as the leading choice for high-growth digital businesses and platforms requiring embedded finance capabilities. Its architecture leverages a proprietary global payment network that connects directly to local clearing systems in over 60 countries, significantly reducing latency and fees associated with SWIFT. The technical stack includes a robust RESTful API that enables seamless integration of multi-currency wallets, instant card issuance, and automated FX hedging. Airwallex's 2026 market strategy focuses on AI-driven treasury management, where the system autonomously optimizes currency conversions based on real-time market volatility and business cash flow needs. For enterprises, Airwallex provides a comprehensive compliance-as-a-service layer, handling complex KYB/KYC and AML requirements across multiple jurisdictions, making it an essential infrastructure component for marketplaces, SaaS companies, and global e-commerce entities.

Advanced Technology

Global Accounts

Programmatic issuance of local bank account numbers in 60+ countries to collect funds like a local entity.

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Feedback & Queries

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User Comments

Programmatic Card Issuance

API-driven creation of virtual and physical Visa cards with granular spending controls and real-time funding.

Marketplace Payouts

Split payment logic that allows platforms to automate seller payouts while retaining commissions.

FX & Hedging Engines

Real-time FX rates with the ability to lock in rates for up to 24 hours or use forward contracts.

Yield Treasury Management

Automated movement of idle funds into low-risk, high-yield money market funds.

Payment Links

No-code payment request generation with support for 160+ local payment methods.

Bill Pay Automation

AI-powered OCR for invoice ingestion and automated multi-step approval routing.

Specifications

Enterprise Readiness

SSO (Single Sign-On)
PCI-DSS Level 1
SOC2 Type II
GDPR
ISO27001
AUSTRAC / FCA / FinCEN Regulated
Data Sovereignty
Cloud-Native Architecture

Protocol Interface

textjsoncsvpdfjsoncsvxmlpdf

Native Integrations:

Pros & Cons

Advantages

Market-leading FX rates (wholesale)
Powerful, developer-first API documentation
No monthly account maintenance fees
High-speed local clearing network access

Limitations

Strict onboarding/compliance requirements
Limited physical branch support (fully digital)
Customer support response times can vary for non-enterprise tiers

Strategic Edge

"Unique market positioning verified."

Setup Guide

Follow the official protocol for initialization.

Pricing Matrix

LIVE

Core Business0

EnterpriseCustom

Knowledge Hub

Is Airwallex a bank?

Airwallex is not a bank; it is a financial technology company that is licensed as a money transmitter or payment institution in the jurisdictions where it operates.

How does Airwallex make money if there are no monthly fees?

Airwallex primarily earns revenue through a small margin on foreign exchange (FX) conversions and transaction fees for certain payout types.

Can I use Airwallex for personal use?

No, Airwallex is strictly for registered businesses and sole traders.

Which currencies does Airwallex support?

Airwallex supports holding and managing 11+ major currencies and enables payouts in over 130+ currencies.

Is my money safe with Airwallex?

Yes, Airwallex is required to 'safeguard' client funds, meaning they are held in low-risk, segregated accounts with top-tier global banks, separate from the company's own operating funds.

Execution Protocols

E-commerce Global Expansion
High FX fees when receiving USD from Amazon US while being based in the UK.
View Execution Protocol
01
Open a local US Global Account in Airwallex.
02
Link the account to Amazon Seller Central.
03
Receive USD payouts for free into the Airwallex wallet.
04
Hold USD or convert to GBP using wholesale rates to pay local suppliers.

Deployment Health

STABLE

Monthly Visits2100000

Global RankN/A

Bounce Rate42.5

Registry Updated:2/7/2026

Capability Sectors

Cross-border Payments Virtual Cards Treasury Management Banking-as-a-service

SaaS Platform Seller Payouts

Manually calculating commissions and paying international developers.

View Execution Protocol

01

Use the Payouts API to automate transfers to 150+ countries.

02

Set up split-payment logic to deduct platform fees automatically.

03

Provide developers with their own virtual 'Wallets' within the platform.

04

Automate tax reporting for each payout.

Corporate Expense Management

Employees sharing a single physical credit card and manual receipt chasing.

View Execution Protocol

01

Issue individual virtual cards to every department head via API.

02

Set per-transaction and monthly limits on each card.

03

Employees upload receipts via the mobile app immediately after purchase.

04

Sync all transactions automatically to Xero for reconciliation.