DividePay provides a payments infrastructure that allows businesses to launch their own Buy Now Pay Later (BNPL) solutions. It enables customization of the customer experience, full control over risk and underwriting, and aims to increase sales and conversion rates. The platform offers tools for merchant and consumer onboarding, credit decisioning, payment processing, and debt collection. DividePay helps businesses tap into the growing BNPL market without relying on third-party providers, giving them the flexibility and ownership needed to tailor the offering to their specific customer base and business needs. The target audience includes enterprises looking to offer BNPL as a native part of their product or service.