Overview
Kalepa is an enterprise-grade AI underwriting platform designed specifically for commercial insurers, Managing General Agents (MGAs), and mutuals. Its flagship product, Kalepa Copilot, enables underwriting teams to instantly analyze incoming submissions and surface critical risk insights, allowing them to underwrite faster and select the most profitable risks across all lines of business. By automating submission ingestion, clearance, and triage, Kalepa eliminates tedious manual data entry. The platform's AI engine automatically enriches applications with external data to highlight crucial 'Red Flags' (e.g., directors involved in current litigation, recent layoffs) and 'Preferred' signals (e.g., clean MVRs, no auto losses). It covers the full underwriting lifecycle—from risk analysis and rating to quoting, binding, and portfolio management. Built for Chief Underwriting Officers (CUOs), COOs, and IT leaders, Kalepa delivers massive time savings and significantly improves loss ratios by uncovering hidden property and casualty risks.