Linedata
Empowering investment and credit management with AI-driven operational alpha and cloud-native agility.
The intelligent business banking platform designed to automate taxes, expenses, and accounting for SMEs.
Monzo Business represents the pinnacle of digital-first challenger banking, specifically architected for UK-based sole traders and limited companies. Operating on a microservices-based architecture primarily written in Go and utilizing Cassandra for highly available data storage, Monzo's platform is designed for real-time transaction processing and instant notification delivery. By 2026, Monzo Business has evolved from a simple transactional account into a comprehensive business operating system. Its technical edge lies in its 'Tax Pots' logic—automated programmatic segregation of funds based on incoming revenue types—and its deep API integration with major accounting engines like Xero, QuickBooks, and FreeAgent. The platform leverages advanced OCR for receipt scanning and utilizes machine learning to categorize transactions with high precision. For developers and technical leads, Monzo offers a robust API (OAuth2-based) that allows for programmatic access to transaction data and account balances, facilitating custom internal tooling and financial dashboarding. As a licensed UK bank, it provides FSCS protection up to £85,000, combining the agility of a startup with the regulatory security of a traditional institution.
Programmatic logic that calculates and moves a set percentage of every incoming transaction into a dedicated sub-account.
Empowering investment and credit management with AI-driven operational alpha and cloud-native agility.
The premier QuickBooks Online-native practice management solution for data-driven law firms.
The leading low-code multi-experience platform for building enterprise-grade digital apps across mobile, web, and wearables.
Professional-grade financial data and analytics at a fraction of the cost of a Bloomberg Terminal.
Verified feedback from the global deployment network.
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Direct generation and tracking of PDF invoices with automatic reconciliation when payment hits the account.
Server-side synchronization of transaction data, metadata, and receipt images to Xero or QuickBooks.
Granular permission settings for team members, allowing 'view-only' or 'creator' roles.
API-driven creation of unique card numbers for specific software subscriptions or vendors.
Computer vision pipeline that extracts merchant, date, and tax amount from photos for audit-ready records.
Processing of multiple BACS or Faster Payments transactions via a single CSV upload or API call.
Sole traders often spend their VAT money by mistake.
Registry Updated:2/7/2026
Forgotten subscriptions causing unwanted recurring charges.
End-of-month manual matching of receipts to bank statements.