Who should use the Financial Fraud Prevention, AML, and KYC Workflow workflow?
Teams or solo builders working on risk & compliance tasks who want a repeatable process instead of one-off tool experiments.
AI Workflow · Risk & Compliance
Comprehensive workflow using Sardine's AI agents for real-time fraud detection, AML compliance, and identity verification.
Deliverable outcome
Continuous improvement of fraud detection and compliance accuracy.
30-90 minutes
Includes setup plus initial result generation
Free to start
You can swap tools by pricing and policy requirements
Continuous improvement of fraud detection and compliance accuracy.
Use each step output as the input for the next stage
Step map
Instead of relying on a single generic AI model, this pipeline connects specialized tools to maximize quality. First, you'll use Sardine to all transaction data flows into sardine's ai agents for immediate analysis. Then, you pass the output to Sardine to fraud detection models are active and tuned to your risk appetite. Then, you pass the output to Sardine to aml monitoring is live, with automated flagging and sar generation for suspicious activities. Then, you pass the output to Sardine to new users and businesses are verified with document and biometric checks in under 60 seconds. Then, you pass the output to Sardine to real-time visibility and automated escalation ensure rapid response to high-risk events. Finally, Sardine is used to continuous improvement of fraud detection and compliance accuracy.
Integrate Sardine AI Agents with Transaction Data Sources
All transaction data flows into Sardine's AI agents for immediate analysis.
Configure Real-Time Fraud Detection Rules and Models
Fraud detection models are active and tuned to your risk appetite.
Implement AML Transaction Monitoring and Suspicious Activity Reporting (SAR)
AML monitoring is live, with automated flagging and SAR generation for suspicious activities.
Deploy Identity Verification (KYC/KYB) with Document and Biometric Checks
New users and businesses are verified with document and biometric checks in under 60 seconds.
Set Up Continuous Monitoring and Alert Escalation
Real-time visibility and automated escalation ensure rapid response to high-risk events.
Audit, Report, and Optimize (Optional)
Continuous improvement of fraud detection and compliance accuracy.
Connect Sardine's API to your payment gateways, banking APIs, and internal transaction logs. Configure data ingestion pipelines to stream real-time transaction metadata (amount, location, device fingerprint, IP) into Sardine's risk engine. Ensure all data fields required for AML screening (e.g., sender/receiver identifiers, currency, amount thresholds) are mapped correctly.
Why Sardine: Sardine is the primary tool specified for integration with transaction data sources, offering real-time fraud detection, AML monitoring, and identity verification via its API.
Activate Sardine's pre-built fraud detection models (e.g., velocity checks, device reputation, behavioral biometrics) and define custom rules for your business (e.g., max transaction amount per hour, high-risk country blocking). Tune model sensitivity thresholds to balance false positives vs. detection rate using historical transaction data.
Why Sardine: Sardine includes a rule engine for configuring real-time fraud detection rules and models, directly meeting the step's needs.
Set up Sardine's AML agent to monitor transactions against global sanctions lists (OFAC, UN, EU), PEP databases, and adverse media. Configure rules for structuring detection (e.g., multiple transactions just below $10,000) and automated SAR generation. Link Sardine to your internal case management system for review.
Why Sardine: Sardine's AML agent directly supports transaction monitoring and suspicious activity reporting, aligning with the step's requirements.
Integrate Sardine's KYC agent into your user onboarding flow. Configure document verification (passport, driver's license) using OCR and liveness detection for biometric checks (selfie vs. document photo). For KYB, add business registration document verification and beneficial ownership lookup.
Why Sardine: Sardine provides KYC/KYB identity verification with document and biometric checks, directly fulfilling the step's needs.
Configure Sardine's dashboard to display real-time risk scores, flagged transactions, and KYC failures. Define escalation paths (e.g., low-risk: auto-approve; medium-risk: manual review; high-risk: block and notify compliance). Integrate with Slack, email, or PagerDuty for instant alerts on critical events.
Why Sardine: Sardine includes a dashboard for continuous monitoring and can integrate with alerting systems like Slack or email for escalation.
Generate monthly compliance reports from Sardine's audit logs, including SAR filings, KYC acceptance rates, and false positive analysis. Use these reports to fine-tune rules and models. Optionally, export data to external auditors or regulators.
Why Sardine: Sardine offers a reporting API for audit and optimization, directly supporting this optional step.
§ Before you start
Teams or solo builders working on risk & compliance tasks who want a repeatable process instead of one-off tool experiments.
No. Start with the top pick for each step, then replace tools only if they do not fit your pricing, compliance, or output needs.
Open the mapped task page and compare top options side by side. Prioritize output quality, integration fit, and predictable cost before scaling.
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