Who should use the Identity Verification Workflow workflow?
Teams or solo builders working on finance & legal tasks who want a repeatable process instead of one-off tool experiments.
AI Workflow · Finance & Legal
A streamlined process to verify a person's identity by first collecting and scanning identity documents, then performing background checks for regulatory compliance, and finally executing identity verification using facial recognition or biometric matching.
Deliverable outcome
User informed of failure and given a clear path to resolution or appeal.
30-90 minutes
Includes setup plus initial result generation
Free to start
You can swap tools by pricing and policy requirements
User informed of failure and given a clear path to resolution or appeal.
Use each step output as the input for the next stage
Step map
Instead of relying on a single generic AI model, this pipeline connects specialized tools to maximize quality. First, you'll use Onfido to validated identity documents with extracted data ready for background screening. Then, you pass the output to SEON to compliance screening completed with all alerts resolved or escalated. Then, you pass the output to Onfido to live biometric sample captured with liveness confirmation. Then, you pass the output to Face++ to biometric match confirmed or flagged for manual review with a documented score. Then, you pass the output to DocuSign to complete, auditable verification report stored and stakeholders notified. Finally, Pega is used to user informed of failure and given a clear path to resolution or appeal.
Collect and Validate Identity Documents
Validated identity documents with extracted data ready for background screening.
Run Background Checks and Compliance Screening
Compliance screening completed with all alerts resolved or escalated.
Capture Live Biometric Data
Live biometric sample captured with liveness confirmation.
Execute Biometric Matching Against Document Photo
Biometric match confirmed or flagged for manual review with a documented score.
Generate and Store Verification Report
Complete, auditable verification report stored and stakeholders notified.
Handle Verification Failure or Appeal (Optional)
User informed of failure and given a clear path to resolution or appeal.
Request the user to upload or present a government-issued ID (e.g., passport, driver's license) and a secondary document (e.g., utility bill). Use OCR and document validation software to check for tampering, expiration, and format compliance. Reject or flag any document that fails basic validation.
Why Onfido: Onfido is a leading document scanner/OCR API specifically designed for identity verification, offering document authenticity verification and biometric checks, which directly matches the step's requirement.
Query government watchlists, sanctions lists (e.g., OFAC, UN), and PEP (Politically Exposed Persons) databases using the extracted name and date of birth. Also perform a credit or criminal record check if required by regulation. Flag any matches or discrepancies for manual review.
Why SEON: SEON streamlines AML compliance with automated screening and regulatory reporting, directly addressing the need for compliance screening and background checks.
Prompt the user to take a real-time selfie or short video using their device camera. Ensure liveness detection (e.g., blink, head turn) to prevent spoofing with photos or videos. Store the biometric sample securely for matching.
Why Onfido: Onfido offers biometric liveness detection, which directly matches the need for a liveness detection SDK to capture live biometric data.
Compare the live biometric sample (selfie) with the photo extracted from the identity document using facial recognition algorithms. Compute a similarity score and apply a threshold to determine a match or non-match. If the score is borderline, trigger a manual review by a human operator.
Why Face++: Face++ is a facial recognition API that provides facial identity verification, directly supporting biometric matching against a document photo.
Compile all results—document validation, background check status, biometric match score, and any manual review notes—into a tamper-evident report. Store the report in an audit-ready system (e.g., encrypted database or blockchain) and provide a summary to the user or compliance officer.
Why DocuSign: DocuSign is a document generation tool that can create and execute verification reports, and it supports automated agreement workflows for secure storage.
If the verification fails at any step (e.g., document invalid, background check hit, biometric mismatch), provide a clear reason to the user and offer an appeal process. Allow the user to resubmit corrected documents or request a manual review by a human agent.
Why Pega: Pega is a workflow automation platform that can handle case management for verification failures or appeals, with real-time decisioning capabilities.
§ Before you start
Teams or solo builders working on finance & legal tasks who want a repeatable process instead of one-off tool experiments.
No. Start with the top pick for each step, then replace tools only if they do not fit your pricing, compliance, or output needs.
Open the mapped task page and compare top options side by side. Prioritize output quality, integration fit, and predictable cost before scaling.
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